Your savings federally
insured to at least $250,000
and backed by the full faith
and credit of the United States Government.

Current Share Certificate Rates
(Rates Effective as of March 30, 2012)

Dividends are calculated on the daily average balance and are paid the last day of each quarter.
Dividends on shares are calculated on a tiered rate and were last paid effective March 30, 2012.

6 Month Certificate	.40% APR	.41% APY*
12 Month Certificate	.50% APR	.51% APY*
24 Month Certificate	.65% APR	.66% APY*

*APY is the Annual Percentage Yield.

Current Share Certificate Rates (Rates Effective as of March 30, 2012)

Current Share Certificate Rates
(Rates Effective as of March 30, 2012)